A guide to healthcare in Ireland for Americans and all vistors

If you’re planning to spend several months a year in Ireland, it’s natural to have questions about health care in Ireland for visitors. From emergency help to routine GP visits, knowing what to expect (and what you need to organise in advance) will give you peace of mind during your stay.

This guide covers everything – from whether you need health insurance while visiting Ireland to how to access emergency services, find a GP, or use walk-in clinics for urgent care.

Do I need health insurance while visiting Ireland?

One of the first questions visitors ask is: “Is health insurance legally necessary when travelling in Ireland?”

The answer: It’s advisable but not essential. You’re not legally required to have private health insurance when you travel to Ireland. However, non-residents must pay out-of-pocket for medical treatment. Ireland has excellent healthcare, but traditional U.S. health insurance is not accepted, so relying solely on your domestic plan isn’t enough.

That’s why many Americans choose to purchase travel medical insurance for trips to Ireland, especially if they’ll be here for several months.


Which American insurers offer health insurance for Americans travelling in Ireland?

A recent article from Squaremouth.com, a travel insurance comparison website, outlines where to find health insurance for Americans travelling in Ireland. Some of the top providers of international or travel medical insurance include:

  • Cigna Global

  • Allianz Care

  • Bupa Global

  • IMG Global

  • Travel Guard (AIG)

These plans typically cover emergency care, hospital stays, and sometimes repatriation.


What is the health system in Ireland like for visitors?

Ireland’s healthcare system is a mix of public and private care. The public system, run by the Health Service Executive (HSE), provides essential services to residents and visitors alike, but visitors are charged fees for most services. The private system offers faster access and a broader choice of facilities.

If you’re a non-resident spending part of the year in Ireland, you’ll generally pay private rates unless you have travel insurance or qualify for reciprocal agreements (e.g., if you’re an EU or UK citizen).


How do I get medical help in Ireland as a visitor?

You’re likely to feel more relaxed in Ireland if you know what to do when you need help with healthcare. Whether it’s an emergency, a minor injury, or a routine medical concern, Ireland has a range of services to support visitors. Below is an overview of how to access medical help, from calling an ambulance to finding a local GP or walk-in clinic, so you’ll know exactly where to turn if you become unwell or need treatment during your stay.

How do I get emergency medical help?

If it’s an emergency and you need an ambulance:

  • Dial 999 or 112 (both work)

  • Have the precise Eircode ( this is the Irish version of a Zip code) of your location ready when you call (this speeds up ambulance response)

This ambulance service is free and available to everyone, including visitors.


How do I get urgent care for a non-emergency?

If you’ve twisted an ankle, cut yourself, or burned your hand and need immediate but not emergency care, head to the nearest hospital with an Accident and Emergency (A&E) Department.

You can find your closest A&E here: HSE Accident & Emergency Departments

How do I make an appointment with a General Practitioner (GP)?

For non-urgent care, repeat prescriptions, or general medical advice, you’ll need to see a local GP (doctor).

Here’s what you should know:

  • Location: Find a GP near where you live or are staying. GP choice is limited in rural areas, so it’s worth registering early. (If you’re buying property in Ireland, a buyers’ agent can often recommend GPs taking new private patients. You can search for a GP using your location here

  • Opening Hours: Check the GP’s hours as they can vary widely.

  • Out-of-Hours Care: If you need urgent care outside normal hours, the GP’s recorded message will explain how to contact them.

  • Specialist Referrals: If your GP believes you need a specialist, they’ll refer you.

Where can I find a walk-in health clinic?

Walk-in clinics are an emerging option for urgent but non-emergency care. They’re especially useful for visitors who don’t have a GP yet.

They’re usually found on the outskirts of big cities like Dublin, Cork, and Galway. These clinics:

  • Offer treatment for a limited range of ailments

  • Operate 365 days a year

  • Are open 10 am – 10 pm

  • Aim for a maximum waiting time of 60 minutes

Who are the recommended walk-in providers?

  1. Laya Healthcare Clinics – Open 365 days a year in Dublin, Cork, and Galway. You don’t need Laya Health Insurance to access them; you can simply pay at the clinic. View Laya clinic locations here

  2. Irish Life Health Clinics – Another provider offering urgent, walk-in medical care. No need to have Irish Life Health Insurance to access them; you can pay as you go. View Irish Life clinic locations here


What are the costs of health care in Ireland for visitors?

Here’s a guide to typical costs if you’re paying yourself (without insurance):

Service Average Cost (EUR)

GP Visit (Doctor) €50–€70 per visit

A&E (Emergency Room) €100–€150 flat fee

Prescription Medication €10–€50

Specialist Appointment (Private) €100–€250

Overnight Stay in Public Hospital (non-emergency) €80 per night (max €800 per year)


Top tips for visitors using health care in Ireland

  • Get travel medical insurance before you arrive – it’s not essential but highly advisable

  • Register with a local GP if you’re staying in one area for a while

  • Keep copies of prescriptions and medical history from your home doctor

  • Check your travel policy covers extended stays if you’ll be in Ireland for several months

  • Know your nearest A&E and walk-in clinics before you need them

Conclusion: Peace of mind when it comes to health care in Ireland for visitors

Ireland offers high-quality healthcare for everyone, including visitors, but non-residents must pay out-of-pocket unless they have insurance. Because traditional U.S. health insurance isn’t accepted, it’s smart to arrange travel medical insurance before you arrive.

By understanding how to access emergency services, GPs, and walk-in clinics, you’ll feel much more confident about your time here. With a little planning, you can enjoy your months in Ireland focusing on the scenery, the community, and the lifestyle – not worrying about what to do if you get sick.

Looking to buy a home in Ireland?

If you’re considering buying a property in Ireland, whether for part-time living, future relocation, or a fresh lifestyle change, working with a trusted, experienced professional can make all the difference.

As an Irish Buyers Agent specialising in helping American buyers, I offer personalised support throughout the entire process, from shortlisting properties and arranging local viewings to guiding you through the legal steps and settling into your new community.

If you're ready to start your home search or simply want to understand what’s possible, feel free to get in touch. I'm here to help you make your Irish property dream a reality, with clarity and confidence. Book an introductory call below.

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